Market Overview
Home Prices in Austin, KY
The median home value in Austin, KY is $198,067 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 1.4% compared to a year ago and up 3% from two years prior.
Compared to the U.S. national median of $410,000, homes in Austin are priced52% below average. Austin is part of the Glasgow, KY metro area.
Over the past five years, Austin home values have risen by approximately13.9%, reflecting steady appreciation in this market.
Price History
Austin Home Price Trend
2020
$164,992
$165K
—
2021
$173,837
$174K
+5.4%
2022
$182,854
$183K
+5.2%
2023
$193,323
$193K
+5.7%
2024
$189,602
$190K
-1.9%
2025
$195,374
$195K
+3.0%
2026
$198,067
$198K
+1.4%
City Comparison
Austin vs. National Median
🏠 Austin
$198,067
National Median
$410,000
At $198,067, homes in Austin cost 52% below the national median of $410,000. This makes Austin a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Austin?
20% Down Payment
$39,613
on $198,067
Monthly P&I
$1,033/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,312/mo
incl. taxes & insurance
Income Needed
$52,480
gross annual (30% rule)
10% Down Option
$19,807
+ PMI applies
Loan Amount (20% dn)
$158,454
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Austin, KY?
The median home value in Austin is $198,067 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 1.4% year-over-year.
How much have home prices changed in Austin?
Over the past year, home values in Austin have increased by 1.4%. Over five years, prices have risen approximately 13.9%.
How much do I need to earn to buy a home in Austin?
To comfortably afford the median home price of $198,067 with a 20% down payment ($39,613) at today's rates (6.8%), you'd need a gross annual income of approximately $52,480. This assumes keeping total housing costs at or below 30% of gross income.
How does Austin compare to the national average home price?
The national median home value is approximately $410,000. At $198,067, homes in Austin are 52% below the national average.
What metro area is Austin part of?
Austin is part of the Glasgow, KY metropolitan area. Home prices and market conditions can vary across the broader metro region.