Market Overview
Home Prices in Bagdad, KY
The median home value in Bagdad, KY is $335,450 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 6.4% compared to a year ago and up 6.4% from two years prior.
Compared to the U.S. national median of $410,000, homes in Bagdad are priced18% below average. Bagdad is part of the Louisville/Jefferson County, KY-IN metro area.
Over the past five years, Bagdad home values have risen by approximately15.1%, reflecting steady appreciation in this market.
Price History
Bagdad Home Price Trend
City Comparison
Bagdad vs. National Median
At $335,450, homes in Bagdad cost 18% below the national median of $410,000. This makes Bagdad a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Bagdad?
20% Down Payment
$67,090
on $335,450
Monthly P&I
$1,750/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,223/mo
incl. taxes & insurance
Income Needed
$88,920
gross annual (30% rule)
10% Down Option
$33,545
+ PMI applies
Loan Amount (20% dn)
$268,360
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Bagdad, KY?
The median home value in Bagdad is $335,450 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 6.4% year-over-year.
How much have home prices changed in Bagdad?
Over the past year, home values in Bagdad have decreased by 6.4%. Over five years, prices have risen approximately 15.1%.
How much do I need to earn to buy a home in Bagdad?
To comfortably afford the median home price of $335,450 with a 20% down payment ($67,090) at today's rates (6.8%), you'd need a gross annual income of approximately $88,920. This assumes keeping total housing costs at or below 30% of gross income.
How does Bagdad compare to the national average home price?
The national median home value is approximately $410,000. At $335,450, homes in Bagdad are 18% below the national average.
What metro area is Bagdad part of?
Bagdad is part of the Louisville/Jefferson County, KY-IN metropolitan area. Home prices and market conditions can vary across the broader metro region.