Market Overview
Home Prices in Bardwell, KY
The median home value in Bardwell, KY is $117,816 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 0.6% compared to a year ago and up 4.2% from two years prior.
Compared to the U.S. national median of $410,000, homes in Bardwell are priced71% below average.
Over the past five years, Bardwell home values have risen by approximately47.7%, reflecting strong long-term appreciation in this market.
Price History
Bardwell Home Price Trend
2020
$71,699
$72K
—
2021
$79,761
$80K
+11.2%
2022
$97,133
$97K
+21.8%
2023
$103,759
$104K
+6.8%
2024
$113,661
$114K
+9.5%
2025
$118,488
$118K
+4.2%
2026
$117,816
$118K
-0.6%
City Comparison
Bardwell vs. National Median
🏠 Bardwell
$117,816
National Median
$410,000
At $117,816, homes in Bardwell cost 71% below the national median of $410,000. This makes Bardwell a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Bardwell?
20% Down Payment
$23,563
on $117,816
Monthly P&I
$614/mo
30-yr @ 6.8%
Total Monthly Est.
~$780/mo
incl. taxes & insurance
Income Needed
$31,200
gross annual (30% rule)
10% Down Option
$11,782
+ PMI applies
Loan Amount (20% dn)
$94,253
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Bardwell, KY?
The median home value in Bardwell is $117,816 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 0.6% year-over-year.
How much have home prices changed in Bardwell?
Over the past year, home values in Bardwell have decreased by 0.6%. Over five years, prices have risen approximately 47.7%.
How much do I need to earn to buy a home in Bardwell?
To comfortably afford the median home price of $117,816 with a 20% down payment ($23,563) at today's rates (6.8%), you'd need a gross annual income of approximately $31,200. This assumes keeping total housing costs at or below 30% of gross income.
How does Bardwell compare to the national average home price?
The national median home value is approximately $410,000. At $117,816, homes in Bardwell are 71% below the national average.