Market Overview
Home Prices in Bear Branch, KY
The median home value in Bear Branch, KY is $88,168 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 22.5% compared to a year ago and down 3.5% from two years prior.
Compared to the U.S. national median of $410,000, homes in Bear Branch are priced78% below average. Bear Branch is part of the London, KY metro area.
Over the past five years, Bear Branch home values have fallen by approximately5.8%, reflecting softening conditions in this market.
Price History
Bear Branch Home Price Trend
City Comparison
Bear Branch vs. National Median
At $88,168, homes in Bear Branch cost 78% below the national median of $410,000. This makes Bear Branch a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Bear Branch?
20% Down Payment
$17,634
on $88,168
Monthly P&I
$460/mo
30-yr @ 6.8%
Total Monthly Est.
~$584/mo
incl. taxes & insurance
Income Needed
$23,360
gross annual (30% rule)
10% Down Option
$8,817
+ PMI applies
Loan Amount (20% dn)
$70,534
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Bear Branch, KY?
The median home value in Bear Branch is $88,168 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 22.5% year-over-year.
How much have home prices changed in Bear Branch?
Over the past year, home values in Bear Branch have decreased by 22.5%. Over five years, prices have fallen approximately 5.8%.
How much do I need to earn to buy a home in Bear Branch?
To comfortably afford the median home price of $88,168 with a 20% down payment ($17,634) at today's rates (6.8%), you'd need a gross annual income of approximately $23,360. This assumes keeping total housing costs at or below 30% of gross income.
How does Bear Branch compare to the national average home price?
The national median home value is approximately $410,000. At $88,168, homes in Bear Branch are 78% below the national average.
What metro area is Bear Branch part of?
Bear Branch is part of the London, KY metropolitan area. Home prices and market conditions can vary across the broader metro region.