Market Overview
Home Prices in Beaver Dam, KY
The median home value in Beaver Dam, KY is $159,847 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 0.4% compared to a year ago and up 13.6% from two years prior.
Compared to the U.S. national median of $410,000, homes in Beaver Dam are priced61% below average.
Over the past five years, Beaver Dam home values have risen by approximately42.6%, reflecting strong long-term appreciation in this market.
Price History
Beaver Dam Home Price Trend
2020
$116,164
$116K
—
2021
$112,072
$112K
-3.5%
2022
$124,112
$124K
+10.7%
2023
$132,892
$133K
+7.1%
2024
$141,193
$141K
+6.2%
2025
$160,453
$160K
+13.6%
2026
$159,847
$160K
-0.4%
City Comparison
Beaver Dam vs. National Median
🏠 Beaver Dam
$159,847
National Median
$410,000
At $159,847, homes in Beaver Dam cost 61% below the national median of $410,000. This makes Beaver Dam a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Beaver Dam?
20% Down Payment
$31,969
on $159,847
Monthly P&I
$834/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,059/mo
incl. taxes & insurance
Income Needed
$42,360
gross annual (30% rule)
10% Down Option
$15,985
+ PMI applies
Loan Amount (20% dn)
$127,878
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Beaver Dam, KY?
The median home value in Beaver Dam is $159,847 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 0.4% year-over-year.
How much have home prices changed in Beaver Dam?
Over the past year, home values in Beaver Dam have decreased by 0.4%. Over five years, prices have risen approximately 42.6%.
How much do I need to earn to buy a home in Beaver Dam?
To comfortably afford the median home price of $159,847 with a 20% down payment ($31,969) at today's rates (6.8%), you'd need a gross annual income of approximately $42,360. This assumes keeping total housing costs at or below 30% of gross income.
How does Beaver Dam compare to the national average home price?
The national median home value is approximately $410,000. At $159,847, homes in Beaver Dam are 61% below the national average.