📍 Beaver, KY · Zillow ZHVI · July 2026

Average Home Price in
Beaver, KY

Floyd County County

Median Home Value
$68,881
↓ 31.2% year-over-year
vs. National Median
$410,000
Beaver is 83% below
Est. Monthly Payment
$359/mo
20% down · 6.8% rate
Income Needed
$18K
gross annual (30% rule)
Median Home Value
$68,881
↓ 31.2% year-over-year

Down Payment (20%)$13,776
Monthly P&I$359/mo
With Taxes & Ins.~$456/mo
Income Needed$18,240/yr
Data SourceZillow ZHVI
Market Overview

Home Prices in Beaver, KY

The median home value in Beaver, KY is $68,881 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 31.2% compared to a year ago and down 6.8% from two years prior.

Compared to the U.S. national median of $410,000, homes in Beaver are priced83% below average.

Over the past five years, Beaver home values have fallen by approximately43.4%, reflecting softening conditions in this market.

City Comparison

Beaver vs. National Median

🏠 Beaver
$68,881
National Median
$410,000

At $68,881, homes in Beaver cost 83% below the national median of $410,000. This makes Beaver a relatively affordable market for buyers seeking value.

Affordability

What Does It Cost to Buy in Beaver?

20% Down Payment
$13,776
on $68,881
Monthly P&I
$359/mo
30-yr @ 6.8%
Total Monthly Est.
~$456/mo
incl. taxes & insurance
Income Needed
$18,240
gross annual (30% rule)
10% Down Option
$6,888
+ PMI applies
Loan Amount (20% dn)
$55,105
at current rates

Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.

FAQ

Frequently Asked Questions

What is the average home price in Beaver, KY?
The median home value in Beaver is $68,881 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 31.2% year-over-year.
How much have home prices changed in Beaver?
Over the past year, home values in Beaver have decreased by 31.2%. Over five years, prices have fallen approximately 43.4%.
How much do I need to earn to buy a home in Beaver?
To comfortably afford the median home price of $68,881 with a 20% down payment ($13,776) at today's rates (6.8%), you'd need a gross annual income of approximately $18,240. This assumes keeping total housing costs at or below 30% of gross income.
How does Beaver compare to the national average home price?
The national median home value is approximately $410,000. At $68,881, homes in Beaver are 83% below the national average.