Market Overview
Home Prices in Bellefonte, KY
The median home value in Bellefonte, KY is $270,370 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 4.8% compared to a year ago and up 6.5% from two years prior.
Compared to the U.S. national median of $410,000, homes in Bellefonte are priced34% below average. Bellefonte is part of the Huntington-Ashland, WV-KY-OH metro area.
Over the past five years, Bellefonte home values have risen by approximately30.1%, reflecting strong long-term appreciation in this market.
Price History
Bellefonte Home Price Trend
City Comparison
Bellefonte vs. National Median
At $270,370, homes in Bellefonte cost 34% below the national median of $410,000. This makes Bellefonte a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Bellefonte?
20% Down Payment
$54,074
on $270,370
Monthly P&I
$1,410/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,791/mo
incl. taxes & insurance
Income Needed
$71,640
gross annual (30% rule)
10% Down Option
$27,037
+ PMI applies
Loan Amount (20% dn)
$216,296
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Bellefonte, KY?
The median home value in Bellefonte is $270,370 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 4.8% year-over-year.
How much have home prices changed in Bellefonte?
Over the past year, home values in Bellefonte have increased by 4.8%. Over five years, prices have risen approximately 30.1%.
How much do I need to earn to buy a home in Bellefonte?
To comfortably afford the median home price of $270,370 with a 20% down payment ($54,074) at today's rates (6.8%), you'd need a gross annual income of approximately $71,640. This assumes keeping total housing costs at or below 30% of gross income.
How does Bellefonte compare to the national average home price?
The national median home value is approximately $410,000. At $270,370, homes in Bellefonte are 34% below the national average.
What metro area is Bellefonte part of?
Bellefonte is part of the Huntington-Ashland, WV-KY-OH metropolitan area. Home prices and market conditions can vary across the broader metro region.