Market Overview
Home Prices in Bellevue, KY
The median home value in Bellevue, KY is $248,762 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 1.7% compared to a year ago and up 6.1% from two years prior.
Compared to the U.S. national median of $410,000, homes in Bellevue are priced39% below average. Bellevue is part of the Cincinnati, OH-KY-IN metro area.
Over the past five years, Bellevue home values have risen by approximately20.1%, reflecting strong long-term appreciation in this market.
Price History
Bellevue Home Price Trend
City Comparison
Bellevue vs. National Median
At $248,762, homes in Bellevue cost 39% below the national median of $410,000. This makes Bellevue a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Bellevue?
20% Down Payment
$49,752
on $248,762
Monthly P&I
$1,297/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,647/mo
incl. taxes & insurance
Income Needed
$65,880
gross annual (30% rule)
10% Down Option
$24,876
+ PMI applies
Loan Amount (20% dn)
$199,010
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Bellevue, KY?
The median home value in Bellevue is $248,762 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 1.7% year-over-year.
How much have home prices changed in Bellevue?
Over the past year, home values in Bellevue have increased by 1.7%. Over five years, prices have risen approximately 20.1%.
How much do I need to earn to buy a home in Bellevue?
To comfortably afford the median home price of $248,762 with a 20% down payment ($49,752) at today's rates (6.8%), you'd need a gross annual income of approximately $65,880. This assumes keeping total housing costs at or below 30% of gross income.
How does Bellevue compare to the national average home price?
The national median home value is approximately $410,000. At $248,762, homes in Bellevue are 39% below the national average.
What metro area is Bellevue part of?
Bellevue is part of the Cincinnati, OH-KY-IN metropolitan area. Home prices and market conditions can vary across the broader metro region.