Market Overview
Home Prices in Benton, KY
The median home value in Benton, KY is $184,917 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 6.5% compared to a year ago and up 9.5% from two years prior.
Compared to the U.S. national median of $410,000, homes in Benton are priced55% below average.
Over the past five years, Benton home values have risen by approximately32.1%, reflecting strong long-term appreciation in this market.
Price History
Benton Home Price Trend
2020
$121,439
$121K
—
2021
$140,023
$140K
+15.3%
2022
$153,299
$153K
+9.5%
2023
$165,773
$166K
+8.1%
2024
$180,515
$181K
+8.9%
2025
$197,675
$198K
+9.5%
2026
$184,917
$185K
-6.5%
City Comparison
Benton vs. National Median
🏠 Benton
$184,917
National Median
$410,000
At $184,917, homes in Benton cost 55% below the national median of $410,000. This makes Benton a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Benton?
20% Down Payment
$36,983
on $184,917
Monthly P&I
$964/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,224/mo
incl. taxes & insurance
Income Needed
$48,960
gross annual (30% rule)
10% Down Option
$18,492
+ PMI applies
Loan Amount (20% dn)
$147,934
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Benton, KY?
The median home value in Benton is $184,917 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 6.5% year-over-year.
How much have home prices changed in Benton?
Over the past year, home values in Benton have decreased by 6.5%. Over five years, prices have risen approximately 32.1%.
How much do I need to earn to buy a home in Benton?
To comfortably afford the median home price of $184,917 with a 20% down payment ($36,983) at today's rates (6.8%), you'd need a gross annual income of approximately $48,960. This assumes keeping total housing costs at or below 30% of gross income.
How does Benton compare to the national average home price?
The national median home value is approximately $410,000. At $184,917, homes in Benton are 55% below the national average.