Market Overview
Home Prices in Big Clifty, KY
The median home value in Big Clifty, KY is $172,829 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 15.5% compared to a year ago and up 14.7% from two years prior.
Compared to the U.S. national median of $410,000, homes in Big Clifty are priced58% below average. Big Clifty is part of the Elizabethtown-Fort Knox, KY metro area.
Over the past five years, Big Clifty home values have risen by approximately4.5%, reflecting modest growth in this market.
Price History
Big Clifty Home Price Trend
City Comparison
Big Clifty vs. National Median
At $172,829, homes in Big Clifty cost 58% below the national median of $410,000. This makes Big Clifty a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Big Clifty?
20% Down Payment
$34,566
on $172,829
Monthly P&I
$901/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,144/mo
incl. taxes & insurance
Income Needed
$45,760
gross annual (30% rule)
10% Down Option
$17,283
+ PMI applies
Loan Amount (20% dn)
$138,263
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Big Clifty, KY?
The median home value in Big Clifty is $172,829 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 15.5% year-over-year.
How much have home prices changed in Big Clifty?
Over the past year, home values in Big Clifty have decreased by 15.5%. Over five years, prices have risen approximately 4.5%.
How much do I need to earn to buy a home in Big Clifty?
To comfortably afford the median home price of $172,829 with a 20% down payment ($34,566) at today's rates (6.8%), you'd need a gross annual income of approximately $45,760. This assumes keeping total housing costs at or below 30% of gross income.
How does Big Clifty compare to the national average home price?
The national median home value is approximately $410,000. At $172,829, homes in Big Clifty are 58% below the national average.
What metro area is Big Clifty part of?
Big Clifty is part of the Elizabethtown-Fort Knox, KY metropolitan area. Home prices and market conditions can vary across the broader metro region.