Market Overview
Home Prices in Bloomfield, KY
The median home value in Bloomfield, KY is $265,163 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 2.7% compared to a year ago and up 5.1% from two years prior.
Compared to the U.S. national median of $410,000, homes in Bloomfield are priced35% below average. Bloomfield is part of the Bardstown, KY metro area.
Over the past five years, Bloomfield home values have risen by approximately28.2%, reflecting strong long-term appreciation in this market.
Price History
Bloomfield Home Price Trend
City Comparison
Bloomfield vs. National Median
At $265,163, homes in Bloomfield cost 35% below the national median of $410,000. This makes Bloomfield a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Bloomfield?
20% Down Payment
$53,033
on $265,163
Monthly P&I
$1,383/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,756/mo
incl. taxes & insurance
Income Needed
$70,240
gross annual (30% rule)
10% Down Option
$26,516
+ PMI applies
Loan Amount (20% dn)
$212,130
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Bloomfield, KY?
The median home value in Bloomfield is $265,163 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 2.7% year-over-year.
How much have home prices changed in Bloomfield?
Over the past year, home values in Bloomfield have increased by 2.7%. Over five years, prices have risen approximately 28.2%.
How much do I need to earn to buy a home in Bloomfield?
To comfortably afford the median home price of $265,163 with a 20% down payment ($53,033) at today's rates (6.8%), you'd need a gross annual income of approximately $70,240. This assumes keeping total housing costs at or below 30% of gross income.
How does Bloomfield compare to the national average home price?
The national median home value is approximately $410,000. At $265,163, homes in Bloomfield are 35% below the national average.
What metro area is Bloomfield part of?
Bloomfield is part of the Bardstown, KY metropolitan area. Home prices and market conditions can vary across the broader metro region.