Market Overview
Home Prices in Breeding, KY
The median home value in Breeding, KY is $172,354 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 11.2% compared to a year ago and up 14.4% from two years prior.
Compared to the U.S. national median of $410,000, homes in Breeding are priced58% below average. Breeding is part of the Glasgow, KY metro area.
Over the past five years, Breeding home values have risen by approximately24.1%, reflecting strong long-term appreciation in this market.
Price History
Breeding Home Price Trend
City Comparison
Breeding vs. National Median
At $172,354, homes in Breeding cost 58% below the national median of $410,000. This makes Breeding a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Breeding?
20% Down Payment
$34,471
on $172,354
Monthly P&I
$899/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,142/mo
incl. taxes & insurance
Income Needed
$45,680
gross annual (30% rule)
10% Down Option
$17,235
+ PMI applies
Loan Amount (20% dn)
$137,883
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Breeding, KY?
The median home value in Breeding is $172,354 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 11.2% year-over-year.
How much have home prices changed in Breeding?
Over the past year, home values in Breeding have decreased by 11.2%. Over five years, prices have risen approximately 24.1%.
How much do I need to earn to buy a home in Breeding?
To comfortably afford the median home price of $172,354 with a 20% down payment ($34,471) at today's rates (6.8%), you'd need a gross annual income of approximately $45,680. This assumes keeping total housing costs at or below 30% of gross income.
How does Breeding compare to the national average home price?
The national median home value is approximately $410,000. At $172,354, homes in Breeding are 58% below the national average.
What metro area is Breeding part of?
Breeding is part of the Glasgow, KY metropolitan area. Home prices and market conditions can vary across the broader metro region.