Market Overview
Home Prices in Busy, KY
The median home value in Busy, KY is $75,286 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 29.9% compared to a year ago and up 3.8% from two years prior.
Compared to the U.S. national median of $410,000, homes in Busy are priced82% below average.
Over the past five years, Busy home values have fallen by approximately23.0%, reflecting softening conditions in this market.
Price History
Busy Home Price Trend
2020
$84,238
$84K
—
2021
$97,781
$98K
+16.1%
2022
$110,974
$111K
+13.5%
2023
$106,334
$106K
-4.2%
2024
$103,555
$104K
-2.6%
2025
$107,459
$107K
+3.8%
2026
$75,286
$75K
-29.9%
City Comparison
Busy vs. National Median
🏠 Busy
$75,286
National Median
$410,000
At $75,286, homes in Busy cost 82% below the national median of $410,000. This makes Busy a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Busy?
20% Down Payment
$15,057
on $75,286
Monthly P&I
$393/mo
30-yr @ 6.8%
Total Monthly Est.
~$499/mo
incl. taxes & insurance
Income Needed
$19,960
gross annual (30% rule)
10% Down Option
$7,529
+ PMI applies
Loan Amount (20% dn)
$60,229
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Busy, KY?
The median home value in Busy is $75,286 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 29.9% year-over-year.
How much have home prices changed in Busy?
Over the past year, home values in Busy have decreased by 29.9%. Over five years, prices have fallen approximately 23.0%.
How much do I need to earn to buy a home in Busy?
To comfortably afford the median home price of $75,286 with a 20% down payment ($15,057) at today's rates (6.8%), you'd need a gross annual income of approximately $19,960. This assumes keeping total housing costs at or below 30% of gross income.
How does Busy compare to the national average home price?
The national median home value is approximately $410,000. At $75,286, homes in Busy are 82% below the national average.