Market Overview
Home Prices in Calhoun, KY
The median home value in Calhoun, KY is $180,194 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 12.4% compared to a year ago and up 12.1% from two years prior.
Compared to the U.S. national median of $410,000, homes in Calhoun are priced56% below average. Calhoun is part of the Owensboro, KY metro area.
Over the past five years, Calhoun home values have risen by approximately22.1%, reflecting strong long-term appreciation in this market.
Price History
Calhoun Home Price Trend
City Comparison
Calhoun vs. National Median
At $180,194, homes in Calhoun cost 56% below the national median of $410,000. This makes Calhoun a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Calhoun?
20% Down Payment
$36,039
on $180,194
Monthly P&I
$940/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,194/mo
incl. taxes & insurance
Income Needed
$47,760
gross annual (30% rule)
10% Down Option
$18,019
+ PMI applies
Loan Amount (20% dn)
$144,155
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Calhoun, KY?
The median home value in Calhoun is $180,194 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 12.4% year-over-year.
How much have home prices changed in Calhoun?
Over the past year, home values in Calhoun have decreased by 12.4%. Over five years, prices have risen approximately 22.1%.
How much do I need to earn to buy a home in Calhoun?
To comfortably afford the median home price of $180,194 with a 20% down payment ($36,039) at today's rates (6.8%), you'd need a gross annual income of approximately $47,760. This assumes keeping total housing costs at or below 30% of gross income.
How does Calhoun compare to the national average home price?
The national median home value is approximately $410,000. At $180,194, homes in Calhoun are 56% below the national average.
What metro area is Calhoun part of?
Calhoun is part of the Owensboro, KY metropolitan area. Home prices and market conditions can vary across the broader metro region.