Market Overview
Home Prices in Calvert City, KY
The median home value in Calvert City, KY is $181,469 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 7.3% compared to a year ago and up 14.4% from two years prior.
Compared to the U.S. national median of $410,000, homes in Calvert City are priced56% below average.
Over the past five years, Calvert City home values have risen by approximately36.0%, reflecting strong long-term appreciation in this market.
Price History
Calvert City Home Price Trend
2020
$122,032
$122K
—
2021
$133,423
$133K
+9.3%
2022
$142,259
$142K
+6.6%
2023
$160,031
$160K
+12.5%
2024
$171,139
$171K
+6.9%
2025
$195,768
$196K
+14.4%
2026
$181,469
$181K
-7.3%
City Comparison
Calvert City vs. National Median
🏠 Calvert City
$181,469
National Median
$410,000
At $181,469, homes in Calvert City cost 56% below the national median of $410,000. This makes Calvert City a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Calvert City?
20% Down Payment
$36,294
on $181,469
Monthly P&I
$946/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,201/mo
incl. taxes & insurance
Income Needed
$48,040
gross annual (30% rule)
10% Down Option
$18,147
+ PMI applies
Loan Amount (20% dn)
$145,175
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Calvert City, KY?
The median home value in Calvert City is $181,469 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 7.3% year-over-year.
How much have home prices changed in Calvert City?
Over the past year, home values in Calvert City have decreased by 7.3%. Over five years, prices have risen approximately 36.0%.
How much do I need to earn to buy a home in Calvert City?
To comfortably afford the median home price of $181,469 with a 20% down payment ($36,294) at today's rates (6.8%), you'd need a gross annual income of approximately $48,040. This assumes keeping total housing costs at or below 30% of gross income.
How does Calvert City compare to the national average home price?
The national median home value is approximately $410,000. At $181,469, homes in Calvert City are 56% below the national average.