📍 Catlettsburg, KY · Zillow ZHVI · July 2026

Average Home Price in
Catlettsburg, KY

Huntington-Ashland, WV-KY-OH metro area · Boyd County County

Median Home Value
$138,303
↓ 8.6% year-over-year
vs. National Median
$410,000
Catlettsburg is 66% below
Est. Monthly Payment
$721/mo
20% down · 6.8% rate
Income Needed
$37K
gross annual (30% rule)
Median Home Value
$138,303
↓ 8.6% year-over-year

Down Payment (20%)$27,661
Monthly P&I$721/mo
With Taxes & Ins.~$916/mo
Income Needed$36,640/yr
Data SourceZillow ZHVI
Market Overview

Home Prices in Catlettsburg, KY

The median home value in Catlettsburg, KY is $138,303 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 8.6% compared to a year ago and up 2.5% from two years prior.

Compared to the U.S. national median of $410,000, homes in Catlettsburg are priced66% below average. Catlettsburg is part of the Huntington-Ashland, WV-KY-OH metro area.

Over the past five years, Catlettsburg home values have fallen by approximately4.4%, reflecting softening conditions in this market.

City Comparison

Catlettsburg vs. National Median

🏠 Catlettsburg
$138,303
National Median
$410,000

At $138,303, homes in Catlettsburg cost 66% below the national median of $410,000. This makes Catlettsburg a relatively affordable market for buyers seeking value.

Affordability

What Does It Cost to Buy in Catlettsburg?

20% Down Payment
$27,661
on $138,303
Monthly P&I
$721/mo
30-yr @ 6.8%
Total Monthly Est.
~$916/mo
incl. taxes & insurance
Income Needed
$36,640
gross annual (30% rule)
10% Down Option
$13,830
+ PMI applies
Loan Amount (20% dn)
$110,642
at current rates

Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.

FAQ

Frequently Asked Questions

What is the average home price in Catlettsburg, KY?
The median home value in Catlettsburg is $138,303 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 8.6% year-over-year.
How much have home prices changed in Catlettsburg?
Over the past year, home values in Catlettsburg have decreased by 8.6%. Over five years, prices have fallen approximately 4.4%.
How much do I need to earn to buy a home in Catlettsburg?
To comfortably afford the median home price of $138,303 with a 20% down payment ($27,661) at today's rates (6.8%), you'd need a gross annual income of approximately $36,640. This assumes keeping total housing costs at or below 30% of gross income.
How does Catlettsburg compare to the national average home price?
The national median home value is approximately $410,000. At $138,303, homes in Catlettsburg are 66% below the national average.
What metro area is Catlettsburg part of?
Catlettsburg is part of the Huntington-Ashland, WV-KY-OH metropolitan area. Home prices and market conditions can vary across the broader metro region.