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📍 Cave City, KY · Zillow ZHVI · July 2026

Average Home Price in
Cave City, KY

Glasgow, KY metro area · Barren County County

Median Home Value
$215,321
↓ 3.7% year-over-year
vs. National Median
$410,000
Cave City is 47% below
Est. Monthly Payment
$1,123/mo
20% down · 6.8% rate
Income Needed
$57K
gross annual (30% rule)
Median Home Value
$215,321
↓ 3.7% year-over-year
Down Payment (20%)$43,064
Monthly P&I$1,123/mo
With Taxes & Ins.~$1,426/mo
Income Needed$57,040/yr
Data SourceZillow ZHVI
Market Overview

Home Prices in Cave City, KY

The median home value in Cave City, KY is $215,321 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 3.7% compared to a year ago and up 9.3% from two years prior.

Compared to the U.S. national median of $410,000, homes in Cave City are priced47% below average. Cave City is part of the Glasgow, KY metro area.

Over the past five years, Cave City home values have risen by approximately30.8%, reflecting strong long-term appreciation in this market.

City Comparison

Cave City vs. National Median

🏠 Cave City
$215,321
National Median
$410,000

At $215,321, homes in Cave City cost 47% below the national median of $410,000. This makes Cave City a relatively affordable market for buyers seeking value.

Affordability

What Does It Cost to Buy in Cave City?

20% Down Payment
$43,064
on $215,321
Monthly P&I
$1,123/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,426/mo
incl. taxes & insurance
Income Needed
$57,040
gross annual (30% rule)
10% Down Option
$21,532
+ PMI applies
Loan Amount (20% dn)
$172,257
at current rates

Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.

FAQ

Frequently Asked Questions

What is the average home price in Cave City, KY?
The median home value in Cave City is $215,321 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 3.7% year-over-year.
How much have home prices changed in Cave City?
Over the past year, home values in Cave City have decreased by 3.7%. Over five years, prices have risen approximately 30.8%.
How much do I need to earn to buy a home in Cave City?
To comfortably afford the median home price of $215,321 with a 20% down payment ($43,064) at today's rates (6.8%), you'd need a gross annual income of approximately $57,040. This assumes keeping total housing costs at or below 30% of gross income.
How does Cave City compare to the national average home price?
The national median home value is approximately $410,000. At $215,321, homes in Cave City are 47% below the national average.
What metro area is Cave City part of?
Cave City is part of the Glasgow, KY metropolitan area. Home prices and market conditions can vary across the broader metro region.