Market Overview
Home Prices in Cawood, KY
The median home value in Cawood, KY is $73,673 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 10.6% compared to a year ago and up 9.4% from two years prior.
Compared to the U.S. national median of $410,000, homes in Cawood are priced82% below average.
Over the past five years, Cawood home values have risen by approximately16.3%, reflecting steady appreciation in this market.
Price History
Cawood Home Price Trend
2020
$54,374
$54K
—
2021
$63,368
$63K
+16.5%
2022
$63,778
$64K
+0.6%
2023
$68,243
$68K
+7.0%
2024
$75,319
$75K
+10.4%
2025
$82,413
$82K
+9.4%
2026
$73,673
$74K
-10.6%
City Comparison
Cawood vs. National Median
🏠 Cawood
$73,673
National Median
$410,000
At $73,673, homes in Cawood cost 82% below the national median of $410,000. This makes Cawood a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Cawood?
20% Down Payment
$14,735
on $73,673
Monthly P&I
$384/mo
30-yr @ 6.8%
Total Monthly Est.
~$488/mo
incl. taxes & insurance
Income Needed
$19,520
gross annual (30% rule)
10% Down Option
$7,367
+ PMI applies
Loan Amount (20% dn)
$58,938
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Cawood, KY?
The median home value in Cawood is $73,673 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 10.6% year-over-year.
How much have home prices changed in Cawood?
Over the past year, home values in Cawood have decreased by 10.6%. Over five years, prices have risen approximately 16.3%.
How much do I need to earn to buy a home in Cawood?
To comfortably afford the median home price of $73,673 with a 20% down payment ($14,735) at today's rates (6.8%), you'd need a gross annual income of approximately $19,520. This assumes keeping total housing costs at or below 30% of gross income.
How does Cawood compare to the national average home price?
The national median home value is approximately $410,000. At $73,673, homes in Cawood are 82% below the national average.