Market Overview
Home Prices in Cecilia, KY
The median home value in Cecilia, KY is $232,283 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 6.8% compared to a year ago and up 2.6% from two years prior.
Compared to the U.S. national median of $410,000, homes in Cecilia are priced43% below average. Cecilia is part of the Elizabethtown-Fort Knox, KY metro area.
Over the past five years, Cecilia home values have risen by approximately5.2%, reflecting steady appreciation in this market.
Price History
Cecilia Home Price Trend
City Comparison
Cecilia vs. National Median
At $232,283, homes in Cecilia cost 43% below the national median of $410,000. This makes Cecilia a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Cecilia?
20% Down Payment
$46,457
on $232,283
Monthly P&I
$1,211/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,538/mo
incl. taxes & insurance
Income Needed
$61,520
gross annual (30% rule)
10% Down Option
$23,228
+ PMI applies
Loan Amount (20% dn)
$185,826
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Cecilia, KY?
The median home value in Cecilia is $232,283 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 6.8% year-over-year.
How much have home prices changed in Cecilia?
Over the past year, home values in Cecilia have decreased by 6.8%. Over five years, prices have risen approximately 5.2%.
How much do I need to earn to buy a home in Cecilia?
To comfortably afford the median home price of $232,283 with a 20% down payment ($46,457) at today's rates (6.8%), you'd need a gross annual income of approximately $61,520. This assumes keeping total housing costs at or below 30% of gross income.
How does Cecilia compare to the national average home price?
The national median home value is approximately $410,000. At $232,283, homes in Cecilia are 43% below the national average.
What metro area is Cecilia part of?
Cecilia is part of the Elizabethtown-Fort Knox, KY metropolitan area. Home prices and market conditions can vary across the broader metro region.