Market Overview
Home Prices in Cerulean, KY
The median home value in Cerulean, KY is $207,656 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 3.5% compared to a year ago and up 8.3% from two years prior.
Compared to the U.S. national median of $410,000, homes in Cerulean are priced49% below average. Cerulean is part of the Clarksville, TN-KY metro area.
Over the past five years, Cerulean home values have risen by approximately27.4%, reflecting strong long-term appreciation in this market.
Price History
Cerulean Home Price Trend
City Comparison
Cerulean vs. National Median
At $207,656, homes in Cerulean cost 49% below the national median of $410,000. This makes Cerulean a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Cerulean?
20% Down Payment
$41,531
on $207,656
Monthly P&I
$1,083/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,375/mo
incl. taxes & insurance
Income Needed
$55,000
gross annual (30% rule)
10% Down Option
$20,766
+ PMI applies
Loan Amount (20% dn)
$166,125
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Cerulean, KY?
The median home value in Cerulean is $207,656 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 3.5% year-over-year.
How much have home prices changed in Cerulean?
Over the past year, home values in Cerulean have decreased by 3.5%. Over five years, prices have risen approximately 27.4%.
How much do I need to earn to buy a home in Cerulean?
To comfortably afford the median home price of $207,656 with a 20% down payment ($41,531) at today's rates (6.8%), you'd need a gross annual income of approximately $55,000. This assumes keeping total housing costs at or below 30% of gross income.
How does Cerulean compare to the national average home price?
The national median home value is approximately $410,000. At $207,656, homes in Cerulean are 49% below the national average.
What metro area is Cerulean part of?
Cerulean is part of the Clarksville, TN-KY metropolitan area. Home prices and market conditions can vary across the broader metro region.