Market Overview
Home Prices in Chavies, KY
The median home value in Chavies, KY is $126,841 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 4% compared to a year ago and up 25.9% from two years prior.
Compared to the U.S. national median of $410,000, homes in Chavies are priced69% below average.
Over the past five years, Chavies home values have risen by approximately40.0%, reflecting strong long-term appreciation in this market.
Price History
Chavies Home Price Trend
2020
$80,042
$80K
—
2021
$90,595
$91K
+13.2%
2022
$100,861
$101K
+11.3%
2023
$99,290
$99K
-1.6%
2024
$104,912
$105K
+5.7%
2025
$132,107
$132K
+25.9%
2026
$126,841
$127K
-4.0%
City Comparison
Chavies vs. National Median
🏠 Chavies
$126,841
National Median
$410,000
At $126,841, homes in Chavies cost 69% below the national median of $410,000. This makes Chavies a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Chavies?
20% Down Payment
$25,368
on $126,841
Monthly P&I
$662/mo
30-yr @ 6.8%
Total Monthly Est.
~$841/mo
incl. taxes & insurance
Income Needed
$33,640
gross annual (30% rule)
10% Down Option
$12,684
+ PMI applies
Loan Amount (20% dn)
$101,473
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Chavies, KY?
The median home value in Chavies is $126,841 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 4% year-over-year.
How much have home prices changed in Chavies?
Over the past year, home values in Chavies have decreased by 4%. Over five years, prices have risen approximately 40.0%.
How much do I need to earn to buy a home in Chavies?
To comfortably afford the median home price of $126,841 with a 20% down payment ($25,368) at today's rates (6.8%), you'd need a gross annual income of approximately $33,640. This assumes keeping total housing costs at or below 30% of gross income.
How does Chavies compare to the national average home price?
The national median home value is approximately $410,000. At $126,841, homes in Chavies are 69% below the national average.