Market Overview
Home Prices in Cloverport, KY
The median home value in Cloverport, KY is $131,694 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 2.2% compared to a year ago and up 8.7% from two years prior.
Compared to the U.S. national median of $410,000, homes in Cloverport are priced68% below average.
Over the past five years, Cloverport home values have risen by approximately28.0%, reflecting strong long-term appreciation in this market.
Price History
Cloverport Home Price Trend
2020
$87,144
$87K
—
2021
$102,854
$103K
+18.0%
2022
$117,850
$118K
+14.6%
2023
$117,735
$118K
-0.1%
2024
$118,560
$119K
+0.7%
2025
$128,881
$129K
+8.7%
2026
$131,694
$132K
+2.2%
City Comparison
Cloverport vs. National Median
🏠 Cloverport
$131,694
National Median
$410,000
At $131,694, homes in Cloverport cost 68% below the national median of $410,000. This makes Cloverport a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Cloverport?
20% Down Payment
$26,339
on $131,694
Monthly P&I
$687/mo
30-yr @ 6.8%
Total Monthly Est.
~$872/mo
incl. taxes & insurance
Income Needed
$34,880
gross annual (30% rule)
10% Down Option
$13,169
+ PMI applies
Loan Amount (20% dn)
$105,355
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Cloverport, KY?
The median home value in Cloverport is $131,694 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 2.2% year-over-year.
How much have home prices changed in Cloverport?
Over the past year, home values in Cloverport have increased by 2.2%. Over five years, prices have risen approximately 28.0%.
How much do I need to earn to buy a home in Cloverport?
To comfortably afford the median home price of $131,694 with a 20% down payment ($26,339) at today's rates (6.8%), you'd need a gross annual income of approximately $34,880. This assumes keeping total housing costs at or below 30% of gross income.
How does Cloverport compare to the national average home price?
The national median home value is approximately $410,000. At $131,694, homes in Cloverport are 68% below the national average.