📍 Cranks, KY · Zillow ZHVI · July 2026

Average Home Price in
Cranks, KY

Harlan County County

Median Home Value
$81,756
↓ 11.3% year-over-year
vs. National Median
$410,000
Cranks is 80% below
Est. Monthly Payment
$426/mo
20% down · 6.8% rate
Income Needed
$22K
gross annual (30% rule)
Median Home Value
$81,756
↓ 11.3% year-over-year

Down Payment (20%)$16,351
Monthly P&I$426/mo
With Taxes & Ins.~$541/mo
Income Needed$21,640/yr
Data SourceZillow ZHVI
Market Overview

Home Prices in Cranks, KY

The median home value in Cranks, KY is $81,756 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 11.3% compared to a year ago and up 7.2% from two years prior.

Compared to the U.S. national median of $410,000, homes in Cranks are priced80% below average.

Over the past five years, Cranks home values have risen by approximately17.5%, reflecting steady appreciation in this market.

City Comparison

Cranks vs. National Median

🏠 Cranks
$81,756
National Median
$410,000

At $81,756, homes in Cranks cost 80% below the national median of $410,000. This makes Cranks a relatively affordable market for buyers seeking value.

Affordability

What Does It Cost to Buy in Cranks?

20% Down Payment
$16,351
on $81,756
Monthly P&I
$426/mo
30-yr @ 6.8%
Total Monthly Est.
~$541/mo
incl. taxes & insurance
Income Needed
$21,640
gross annual (30% rule)
10% Down Option
$8,176
+ PMI applies
Loan Amount (20% dn)
$65,405
at current rates

Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.

FAQ

Frequently Asked Questions

What is the average home price in Cranks, KY?
The median home value in Cranks is $81,756 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 11.3% year-over-year.
How much have home prices changed in Cranks?
Over the past year, home values in Cranks have decreased by 11.3%. Over five years, prices have risen approximately 17.5%.
How much do I need to earn to buy a home in Cranks?
To comfortably afford the median home price of $81,756 with a 20% down payment ($16,351) at today's rates (6.8%), you'd need a gross annual income of approximately $21,640. This assumes keeping total housing costs at or below 30% of gross income.
How does Cranks compare to the national average home price?
The national median home value is approximately $410,000. At $81,756, homes in Cranks are 80% below the national average.