Market Overview
Home Prices in Crofton, KY
The median home value in Crofton, KY is $233,911 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 2.3% compared to a year ago and up 7.9% from two years prior.
Compared to the U.S. national median of $410,000, homes in Crofton are priced43% below average. Crofton is part of the Clarksville, TN-KY metro area.
Over the past five years, Crofton home values have risen by approximately51.2%, reflecting strong long-term appreciation in this market.
Price History
Crofton Home Price Trend
City Comparison
Crofton vs. National Median
At $233,911, homes in Crofton cost 43% below the national median of $410,000. This makes Crofton a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Crofton?
20% Down Payment
$46,782
on $233,911
Monthly P&I
$1,220/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,549/mo
incl. taxes & insurance
Income Needed
$61,960
gross annual (30% rule)
10% Down Option
$23,391
+ PMI applies
Loan Amount (20% dn)
$187,129
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Crofton, KY?
The median home value in Crofton is $233,911 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 2.3% year-over-year.
How much have home prices changed in Crofton?
Over the past year, home values in Crofton have increased by 2.3%. Over five years, prices have risen approximately 51.2%.
How much do I need to earn to buy a home in Crofton?
To comfortably afford the median home price of $233,911 with a 20% down payment ($46,782) at today's rates (6.8%), you'd need a gross annual income of approximately $61,960. This assumes keeping total housing costs at or below 30% of gross income.
How does Crofton compare to the national average home price?
The national median home value is approximately $410,000. At $233,911, homes in Crofton are 43% below the national average.
What metro area is Crofton part of?
Crofton is part of the Clarksville, TN-KY metropolitan area. Home prices and market conditions can vary across the broader metro region.