Market Overview
Home Prices in Custer, KY
The median home value in Custer, KY is $215,957 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 3.4% compared to a year ago and up 5.2% from two years prior.
Compared to the U.S. national median of $410,000, homes in Custer are priced47% below average.
Over the past five years, Custer home values have risen by approximately29.5%, reflecting strong long-term appreciation in this market.
Price History
Custer Home Price Trend
2020
$137,818
$138K
—
2021
$166,729
$167K
+21.0%
2022
$196,022
$196K
+17.6%
2023
$200,993
$201K
+2.5%
2024
$212,389
$212K
+5.7%
2025
$223,506
$224K
+5.2%
2026
$215,957
$216K
-3.4%
City Comparison
Custer vs. National Median
🏠 Custer
$215,957
National Median
$410,000
At $215,957, homes in Custer cost 47% below the national median of $410,000. This makes Custer a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Custer?
20% Down Payment
$43,191
on $215,957
Monthly P&I
$1,126/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,430/mo
incl. taxes & insurance
Income Needed
$57,200
gross annual (30% rule)
10% Down Option
$21,596
+ PMI applies
Loan Amount (20% dn)
$172,766
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Custer, KY?
The median home value in Custer is $215,957 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 3.4% year-over-year.
How much have home prices changed in Custer?
Over the past year, home values in Custer have decreased by 3.4%. Over five years, prices have risen approximately 29.5%.
How much do I need to earn to buy a home in Custer?
To comfortably afford the median home price of $215,957 with a 20% down payment ($43,191) at today's rates (6.8%), you'd need a gross annual income of approximately $57,200. This assumes keeping total housing costs at or below 30% of gross income.
How does Custer compare to the national average home price?
The national median home value is approximately $410,000. At $215,957, homes in Custer are 47% below the national average.