Market Overview
Home Prices in David, KY
The median home value in David, KY is $78,240 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 28.5% compared to a year ago and down 2.3% from two years prior.
Compared to the U.S. national median of $410,000, homes in David are priced81% below average.
Over the past five years, David home values have fallen by approximately20.4%, reflecting softening conditions in this market.
Price History
David Home Price Trend
2020
$85,125
$85K
—
2021
$98,320
$98K
+15.5%
2022
$102,065
$102K
+3.8%
2023
$109,975
$110K
+7.7%
2024
$112,060
$112K
+1.9%
2025
$109,494
$109K
-2.3%
2026
$78,240
$78K
-28.5%
City Comparison
David vs. National Median
🏠 David
$78,240
National Median
$410,000
At $78,240, homes in David cost 81% below the national median of $410,000. This makes David a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in David?
20% Down Payment
$15,648
on $78,240
Monthly P&I
$408/mo
30-yr @ 6.8%
Total Monthly Est.
~$518/mo
incl. taxes & insurance
Income Needed
$20,720
gross annual (30% rule)
10% Down Option
$7,824
+ PMI applies
Loan Amount (20% dn)
$62,592
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in David, KY?
The median home value in David is $78,240 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 28.5% year-over-year.
How much have home prices changed in David?
Over the past year, home values in David have decreased by 28.5%. Over five years, prices have fallen approximately 20.4%.
How much do I need to earn to buy a home in David?
To comfortably afford the median home price of $78,240 with a 20% down payment ($15,648) at today's rates (6.8%), you'd need a gross annual income of approximately $20,720. This assumes keeping total housing costs at or below 30% of gross income.
How does David compare to the national average home price?
The national median home value is approximately $410,000. At $78,240, homes in David are 81% below the national average.