📍 Drakesboro, KY · Zillow ZHVI · July 2026

Average Home Price in
Drakesboro, KY

Central City, KY metro area · Muhlenberg County County

Median Home Value
$98,006
↓ 13.5% year-over-year
vs. National Median
$410,000
Drakesboro is 76% below
Est. Monthly Payment
$511/mo
20% down · 6.8% rate
Income Needed
$26K
gross annual (30% rule)
Median Home Value
$98,006
↓ 13.5% year-over-year

Down Payment (20%)$19,601
Monthly P&I$511/mo
With Taxes & Ins.~$649/mo
Income Needed$25,960/yr
Data SourceZillow ZHVI
Market Overview

Home Prices in Drakesboro, KY

The median home value in Drakesboro, KY is $98,006 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 13.5% compared to a year ago and up 12.1% from two years prior.

Compared to the U.S. national median of $410,000, homes in Drakesboro are priced76% below average. Drakesboro is part of the Central City, KY metro area.

Over the past five years, Drakesboro home values have fallen by approximately6.4%, reflecting softening conditions in this market.

City Comparison

Drakesboro vs. National Median

🏠 Drakesboro
$98,006
National Median
$410,000

At $98,006, homes in Drakesboro cost 76% below the national median of $410,000. This makes Drakesboro a relatively affordable market for buyers seeking value.

Affordability

What Does It Cost to Buy in Drakesboro?

20% Down Payment
$19,601
on $98,006
Monthly P&I
$511/mo
30-yr @ 6.8%
Total Monthly Est.
~$649/mo
incl. taxes & insurance
Income Needed
$25,960
gross annual (30% rule)
10% Down Option
$9,801
+ PMI applies
Loan Amount (20% dn)
$78,405
at current rates

Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.

FAQ

Frequently Asked Questions

What is the average home price in Drakesboro, KY?
The median home value in Drakesboro is $98,006 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 13.5% year-over-year.
How much have home prices changed in Drakesboro?
Over the past year, home values in Drakesboro have decreased by 13.5%. Over five years, prices have fallen approximately 6.4%.
How much do I need to earn to buy a home in Drakesboro?
To comfortably afford the median home price of $98,006 with a 20% down payment ($19,601) at today's rates (6.8%), you'd need a gross annual income of approximately $25,960. This assumes keeping total housing costs at or below 30% of gross income.
How does Drakesboro compare to the national average home price?
The national median home value is approximately $410,000. At $98,006, homes in Drakesboro are 76% below the national average.
What metro area is Drakesboro part of?
Drakesboro is part of the Central City, KY metropolitan area. Home prices and market conditions can vary across the broader metro region.