Market Overview
Home Prices in Dry Ridge, KY
The median home value in Dry Ridge, KY is $295,996 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 3.1% compared to a year ago and up 6.1% from two years prior.
Compared to the U.S. national median of $410,000, homes in Dry Ridge are priced28% below average. Dry Ridge is part of the Cincinnati, OH-KY-IN metro area.
Over the past five years, Dry Ridge home values have risen by approximately38.1%, reflecting strong long-term appreciation in this market.
Price History
Dry Ridge Home Price Trend
City Comparison
Dry Ridge vs. National Median
At $295,996, homes in Dry Ridge cost 28% below the national median of $410,000. This makes Dry Ridge a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Dry Ridge?
20% Down Payment
$59,199
on $295,996
Monthly P&I
$1,544/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,961/mo
incl. taxes & insurance
Income Needed
$78,440
gross annual (30% rule)
10% Down Option
$29,600
+ PMI applies
Loan Amount (20% dn)
$236,797
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Dry Ridge, KY?
The median home value in Dry Ridge is $295,996 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 3.1% year-over-year.
How much have home prices changed in Dry Ridge?
Over the past year, home values in Dry Ridge have increased by 3.1%. Over five years, prices have risen approximately 38.1%.
How much do I need to earn to buy a home in Dry Ridge?
To comfortably afford the median home price of $295,996 with a 20% down payment ($59,199) at today's rates (6.8%), you'd need a gross annual income of approximately $78,440. This assumes keeping total housing costs at or below 30% of gross income.
How does Dry Ridge compare to the national average home price?
The national median home value is approximately $410,000. At $295,996, homes in Dry Ridge are 28% below the national average.
What metro area is Dry Ridge part of?
Dry Ridge is part of the Cincinnati, OH-KY-IN metropolitan area. Home prices and market conditions can vary across the broader metro region.