Market Overview
Home Prices in Earlington, KY
The median home value in Earlington, KY is $51,591 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 16.9% compared to a year ago and up 1.2% from two years prior.
Compared to the U.S. national median of $410,000, homes in Earlington are priced87% below average. Earlington is part of the Madisonville, KY metro area.
Over the past five years, Earlington home values have fallen by approximately24.9%, reflecting softening conditions in this market.
Price History
Earlington Home Price Trend
City Comparison
Earlington vs. National Median
At $51,591, homes in Earlington cost 87% below the national median of $410,000. This makes Earlington a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Earlington?
20% Down Payment
$10,318
on $51,591
Monthly P&I
$269/mo
30-yr @ 6.8%
Total Monthly Est.
~$342/mo
incl. taxes & insurance
Income Needed
$13,680
gross annual (30% rule)
10% Down Option
$5,159
+ PMI applies
Loan Amount (20% dn)
$41,273
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Earlington, KY?
The median home value in Earlington is $51,591 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 16.9% year-over-year.
How much have home prices changed in Earlington?
Over the past year, home values in Earlington have decreased by 16.9%. Over five years, prices have fallen approximately 24.9%.
How much do I need to earn to buy a home in Earlington?
To comfortably afford the median home price of $51,591 with a 20% down payment ($10,318) at today's rates (6.8%), you'd need a gross annual income of approximately $13,680. This assumes keeping total housing costs at or below 30% of gross income.
How does Earlington compare to the national average home price?
The national median home value is approximately $410,000. At $51,591, homes in Earlington are 87% below the national average.
What metro area is Earlington part of?
Earlington is part of the Madisonville, KY metropolitan area. Home prices and market conditions can vary across the broader metro region.