Market Overview
Home Prices in East Bernstadt, KY
The median home value in East Bernstadt, KY is $151,831 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 4.8% compared to a year ago and up 8.5% from two years prior.
Compared to the U.S. national median of $410,000, homes in East Bernstadt are priced63% below average. East Bernstadt is part of the London, KY metro area.
Over the past five years, East Bernstadt home values have risen by approximately21.5%, reflecting strong long-term appreciation in this market.
Price History
East Bernstadt Home Price Trend
City Comparison
East Bernstadt vs. National Median
At $151,831, homes in East Bernstadt cost 63% below the national median of $410,000. This makes East Bernstadt a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in East Bernstadt?
20% Down Payment
$30,366
on $151,831
Monthly P&I
$792/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,006/mo
incl. taxes & insurance
Income Needed
$40,240
gross annual (30% rule)
10% Down Option
$15,183
+ PMI applies
Loan Amount (20% dn)
$121,465
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in East Bernstadt, KY?
The median home value in East Bernstadt is $151,831 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 4.8% year-over-year.
How much have home prices changed in East Bernstadt?
Over the past year, home values in East Bernstadt have decreased by 4.8%. Over five years, prices have risen approximately 21.5%.
How much do I need to earn to buy a home in East Bernstadt?
To comfortably afford the median home price of $151,831 with a 20% down payment ($30,366) at today's rates (6.8%), you'd need a gross annual income of approximately $40,240. This assumes keeping total housing costs at or below 30% of gross income.
How does East Bernstadt compare to the national average home price?
The national median home value is approximately $410,000. At $151,831, homes in East Bernstadt are 63% below the national average.
What metro area is East Bernstadt part of?
East Bernstadt is part of the London, KY metropolitan area. Home prices and market conditions can vary across the broader metro region.