Market Overview
Home Prices in Eddyville, KY
The median home value in Eddyville, KY is $249,289 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 4.5% compared to a year ago and up 4.9% from two years prior.
Compared to the U.S. national median of $410,000, homes in Eddyville are priced39% below average.
Over the past five years, Eddyville home values have risen by approximately25.1%, reflecting strong long-term appreciation in this market.
Price History
Eddyville Home Price Trend
2020
$169,516
$170K
—
2021
$199,255
$199K
+17.5%
2022
$234,889
$235K
+17.9%
2023
$234,085
$234K
-0.3%
2024
$249,018
$249K
+6.4%
2025
$261,151
$261K
+4.9%
2026
$249,289
$249K
-4.5%
City Comparison
Eddyville vs. National Median
🏠 Eddyville
$249,289
National Median
$410,000
At $249,289, homes in Eddyville cost 39% below the national median of $410,000. This makes Eddyville a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Eddyville?
20% Down Payment
$49,858
on $249,289
Monthly P&I
$1,300/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,651/mo
incl. taxes & insurance
Income Needed
$66,040
gross annual (30% rule)
10% Down Option
$24,929
+ PMI applies
Loan Amount (20% dn)
$199,431
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Eddyville, KY?
The median home value in Eddyville is $249,289 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 4.5% year-over-year.
How much have home prices changed in Eddyville?
Over the past year, home values in Eddyville have decreased by 4.5%. Over five years, prices have risen approximately 25.1%.
How much do I need to earn to buy a home in Eddyville?
To comfortably afford the median home price of $249,289 with a 20% down payment ($49,858) at today's rates (6.8%), you'd need a gross annual income of approximately $66,040. This assumes keeping total housing costs at or below 30% of gross income.
How does Eddyville compare to the national average home price?
The national median home value is approximately $410,000. At $249,289, homes in Eddyville are 39% below the national average.