Market Overview
Home Prices in Edgewood, KY
The median home value in Edgewood, KY is $381,919 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 3.8% compared to a year ago and up 1.3% from two years prior.
Compared to the U.S. national median of $410,000, homes in Edgewood are priced7% below average. Edgewood is part of the Cincinnati, OH-KY-IN metro area.
Over the past five years, Edgewood home values have risen by approximately23.3%, reflecting strong long-term appreciation in this market.
Price History
Edgewood Home Price Trend
City Comparison
Edgewood vs. National Median
At $381,919, homes in Edgewood cost 7% below the national median of $410,000. This makes Edgewood a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Edgewood?
20% Down Payment
$76,384
on $381,919
Monthly P&I
$1,992/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,530/mo
incl. taxes & insurance
Income Needed
$101,200
gross annual (30% rule)
10% Down Option
$38,192
+ PMI applies
Loan Amount (20% dn)
$305,535
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Edgewood, KY?
The median home value in Edgewood is $381,919 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 3.8% year-over-year.
How much have home prices changed in Edgewood?
Over the past year, home values in Edgewood have increased by 3.8%. Over five years, prices have risen approximately 23.3%.
How much do I need to earn to buy a home in Edgewood?
To comfortably afford the median home price of $381,919 with a 20% down payment ($76,384) at today's rates (6.8%), you'd need a gross annual income of approximately $101,200. This assumes keeping total housing costs at or below 30% of gross income.
How does Edgewood compare to the national average home price?
The national median home value is approximately $410,000. At $381,919, homes in Edgewood are 7% below the national average.
What metro area is Edgewood part of?
Edgewood is part of the Cincinnati, OH-KY-IN metropolitan area. Home prices and market conditions can vary across the broader metro region.