📍 Eolia, KY · Zillow ZHVI · July 2026

Average Home Price in
Eolia, KY

Letcher County County

Median Home Value
$76,130
↓ 22.1% year-over-year
vs. National Median
$410,000
Eolia is 81% below
Est. Monthly Payment
$397/mo
20% down · 6.8% rate
Income Needed
$20K
gross annual (30% rule)
Median Home Value
$76,130
↓ 22.1% year-over-year

Down Payment (20%)$15,226
Monthly P&I$397/mo
With Taxes & Ins.~$504/mo
Income Needed$20,160/yr
Data SourceZillow ZHVI
Market Overview

Home Prices in Eolia, KY

The median home value in Eolia, KY is $76,130 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 22.1% compared to a year ago and down 5.8% from two years prior.

Compared to the U.S. national median of $410,000, homes in Eolia are priced81% below average.

Over the past five years, Eolia home values have fallen by approximately38.3%, reflecting softening conditions in this market.

City Comparison

Eolia vs. National Median

🏠 Eolia
$76,130
National Median
$410,000

At $76,130, homes in Eolia cost 81% below the national median of $410,000. This makes Eolia a relatively affordable market for buyers seeking value.

Affordability

What Does It Cost to Buy in Eolia?

20% Down Payment
$15,226
on $76,130
Monthly P&I
$397/mo
30-yr @ 6.8%
Total Monthly Est.
~$504/mo
incl. taxes & insurance
Income Needed
$20,160
gross annual (30% rule)
10% Down Option
$7,613
+ PMI applies
Loan Amount (20% dn)
$60,904
at current rates

Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.

FAQ

Frequently Asked Questions

What is the average home price in Eolia, KY?
The median home value in Eolia is $76,130 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 22.1% year-over-year.
How much have home prices changed in Eolia?
Over the past year, home values in Eolia have decreased by 22.1%. Over five years, prices have fallen approximately 38.3%.
How much do I need to earn to buy a home in Eolia?
To comfortably afford the median home price of $76,130 with a 20% down payment ($15,226) at today's rates (6.8%), you'd need a gross annual income of approximately $20,160. This assumes keeping total housing costs at or below 30% of gross income.
How does Eolia compare to the national average home price?
The national median home value is approximately $410,000. At $76,130, homes in Eolia are 81% below the national average.