Market Overview
Home Prices in Eubank, KY
The median home value in Eubank, KY is $174,821 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 5.7% compared to a year ago and up 0.6% from two years prior.
Compared to the U.S. national median of $410,000, homes in Eubank are priced57% below average. Eubank is part of the Somerset, KY metro area.
Over the past five years, Eubank home values have risen by approximately10.2%, reflecting steady appreciation in this market.
Price History
Eubank Home Price Trend
2020
$142,744
$143K
—
2021
$158,683
$159K
+11.2%
2022
$178,015
$178K
+12.2%
2023
$188,871
$189K
+6.1%
2024
$184,351
$184K
-2.4%
2025
$185,411
$185K
+0.6%
2026
$174,821
$175K
-5.7%
City Comparison
Eubank vs. National Median
🏠 Eubank
$174,821
National Median
$410,000
At $174,821, homes in Eubank cost 57% below the national median of $410,000. This makes Eubank a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Eubank?
20% Down Payment
$34,964
on $174,821
Monthly P&I
$912/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,158/mo
incl. taxes & insurance
Income Needed
$46,320
gross annual (30% rule)
10% Down Option
$17,482
+ PMI applies
Loan Amount (20% dn)
$139,857
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Eubank, KY?
The median home value in Eubank is $174,821 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 5.7% year-over-year.
How much have home prices changed in Eubank?
Over the past year, home values in Eubank have decreased by 5.7%. Over five years, prices have risen approximately 10.2%.
How much do I need to earn to buy a home in Eubank?
To comfortably afford the median home price of $174,821 with a 20% down payment ($34,964) at today's rates (6.8%), you'd need a gross annual income of approximately $46,320. This assumes keeping total housing costs at or below 30% of gross income.
How does Eubank compare to the national average home price?
The national median home value is approximately $410,000. At $174,821, homes in Eubank are 57% below the national average.
What metro area is Eubank part of?
Eubank is part of the Somerset, KY metropolitan area. Home prices and market conditions can vary across the broader metro region.