📍 Evarts, KY · Zillow ZHVI · July 2026

Average Home Price in
Evarts, KY

Harlan County County

Median Home Value
$60,282
↓ 13.5% year-over-year
vs. National Median
$410,000
Evarts is 85% below
Est. Monthly Payment
$314/mo
20% down · 6.8% rate
Income Needed
$16K
gross annual (30% rule)
Median Home Value
$60,282
↓ 13.5% year-over-year

Down Payment (20%)$12,056
Monthly P&I$314/mo
With Taxes & Ins.~$399/mo
Income Needed$15,960/yr
Data SourceZillow ZHVI
Market Overview

Home Prices in Evarts, KY

The median home value in Evarts, KY is $60,282 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 13.5% compared to a year ago and up 23.7% from two years prior.

Compared to the U.S. national median of $410,000, homes in Evarts are priced85% below average.

Over the past five years, Evarts home values have risen by approximately42.5%, reflecting strong long-term appreciation in this market.

City Comparison

Evarts vs. National Median

🏠 Evarts
$60,282
National Median
$410,000

At $60,282, homes in Evarts cost 85% below the national median of $410,000. This makes Evarts a relatively affordable market for buyers seeking value.

Affordability

What Does It Cost to Buy in Evarts?

20% Down Payment
$12,056
on $60,282
Monthly P&I
$314/mo
30-yr @ 6.8%
Total Monthly Est.
~$399/mo
incl. taxes & insurance
Income Needed
$15,960
gross annual (30% rule)
10% Down Option
$6,028
+ PMI applies
Loan Amount (20% dn)
$48,226
at current rates

Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.

FAQ

Frequently Asked Questions

What is the average home price in Evarts, KY?
The median home value in Evarts is $60,282 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 13.5% year-over-year.
How much have home prices changed in Evarts?
Over the past year, home values in Evarts have decreased by 13.5%. Over five years, prices have risen approximately 42.5%.
How much do I need to earn to buy a home in Evarts?
To comfortably afford the median home price of $60,282 with a 20% down payment ($12,056) at today's rates (6.8%), you'd need a gross annual income of approximately $15,960. This assumes keeping total housing costs at or below 30% of gross income.
How does Evarts compare to the national average home price?
The national median home value is approximately $410,000. At $60,282, homes in Evarts are 85% below the national average.