📍 Ezel, KY · Zillow ZHVI · July 2026

Average Home Price in
Ezel, KY

Morgan County County

Median Home Value
$151,929
↓ 4.4% year-over-year
vs. National Median
$410,000
Ezel is 63% below
Est. Monthly Payment
$792/mo
20% down · 6.8% rate
Income Needed
$40K
gross annual (30% rule)
Median Home Value
$151,929
↓ 4.4% year-over-year

Down Payment (20%)$30,386
Monthly P&I$792/mo
With Taxes & Ins.~$1,006/mo
Income Needed$40,240/yr
Data SourceZillow ZHVI
Market Overview

Home Prices in Ezel, KY

The median home value in Ezel, KY is $151,929 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 4.4% compared to a year ago and up 0.6% from two years prior.

Compared to the U.S. national median of $410,000, homes in Ezel are priced63% below average.

Over the past five years, Ezel home values have risen by approximately17.1%, reflecting steady appreciation in this market.

City Comparison

Ezel vs. National Median

🏠 Ezel
$151,929
National Median
$410,000

At $151,929, homes in Ezel cost 63% below the national median of $410,000. This makes Ezel a relatively affordable market for buyers seeking value.

Affordability

What Does It Cost to Buy in Ezel?

20% Down Payment
$30,386
on $151,929
Monthly P&I
$792/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,006/mo
incl. taxes & insurance
Income Needed
$40,240
gross annual (30% rule)
10% Down Option
$15,193
+ PMI applies
Loan Amount (20% dn)
$121,543
at current rates

Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.

FAQ

Frequently Asked Questions

What is the average home price in Ezel, KY?
The median home value in Ezel is $151,929 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 4.4% year-over-year.
How much have home prices changed in Ezel?
Over the past year, home values in Ezel have decreased by 4.4%. Over five years, prices have risen approximately 17.1%.
How much do I need to earn to buy a home in Ezel?
To comfortably afford the median home price of $151,929 with a 20% down payment ($30,386) at today's rates (6.8%), you'd need a gross annual income of approximately $40,240. This assumes keeping total housing costs at or below 30% of gross income.
How does Ezel compare to the national average home price?
The national median home value is approximately $410,000. At $151,929, homes in Ezel are 63% below the national average.