Market Overview
Home Prices in Finchville, KY
The median home value in Finchville, KY is $500,999 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 3% compared to a year ago and up 6.6% from two years prior.
Compared to the U.S. national median of $410,000, homes in Finchville are priced22% above average. Finchville is part of the Louisville/Jefferson County, KY-IN metro area.
Over the past five years, Finchville home values have risen by approximately19.3%, reflecting steady appreciation in this market.
Price History
Finchville Home Price Trend
City Comparison
Finchville vs. National Median
At $500,999, homes in Finchville cost 22% above the national median of $410,000. Buyers in Finchville should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Finchville?
20% Down Payment
$100,200
on $500,999
Monthly P&I
$2,613/mo
30-yr @ 6.8%
Total Monthly Est.
~$3,319/mo
incl. taxes & insurance
Income Needed
$132,760
gross annual (30% rule)
10% Down Option
$50,100
+ PMI applies
Loan Amount (20% dn)
$400,799
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Finchville, KY?
The median home value in Finchville is $500,999 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 3% year-over-year.
How much have home prices changed in Finchville?
Over the past year, home values in Finchville have increased by 3%. Over five years, prices have risen approximately 19.3%.
How much do I need to earn to buy a home in Finchville?
To comfortably afford the median home price of $500,999 with a 20% down payment ($100,200) at today's rates (6.8%), you'd need a gross annual income of approximately $132,760. This assumes keeping total housing costs at or below 30% of gross income.
How does Finchville compare to the national average home price?
The national median home value is approximately $410,000. At $500,999, homes in Finchville are 22% above the national average.
What metro area is Finchville part of?
Finchville is part of the Louisville/Jefferson County, KY-IN metropolitan area. Home prices and market conditions can vary across the broader metro region.