Market Overview
Home Prices in Flatwoods, KY
The median home value in Flatwoods, KY is $151,617 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 0% compared to a year ago and up 6.1% from two years prior.
Compared to the U.S. national median of $410,000, homes in Flatwoods are priced63% below average. Flatwoods is part of the Huntington-Ashland, WV-KY-OH metro area.
Over the past five years, Flatwoods home values have risen by approximately35.2%, reflecting strong long-term appreciation in this market.
Price History
Flatwoods Home Price Trend
City Comparison
Flatwoods vs. National Median
At $151,617, homes in Flatwoods cost 63% below the national median of $410,000. This makes Flatwoods a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Flatwoods?
20% Down Payment
$30,323
on $151,617
Monthly P&I
$791/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,005/mo
incl. taxes & insurance
Income Needed
$40,200
gross annual (30% rule)
10% Down Option
$15,162
+ PMI applies
Loan Amount (20% dn)
$121,294
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Flatwoods, KY?
The median home value in Flatwoods is $151,617 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 0% year-over-year.
How much have home prices changed in Flatwoods?
Over the past year, home values in Flatwoods have increased by 0%. Over five years, prices have risen approximately 35.2%.
How much do I need to earn to buy a home in Flatwoods?
To comfortably afford the median home price of $151,617 with a 20% down payment ($30,323) at today's rates (6.8%), you'd need a gross annual income of approximately $40,200. This assumes keeping total housing costs at or below 30% of gross income.
How does Flatwoods compare to the national average home price?
The national median home value is approximately $410,000. At $151,617, homes in Flatwoods are 63% below the national average.
What metro area is Flatwoods part of?
Flatwoods is part of the Huntington-Ashland, WV-KY-OH metropolitan area. Home prices and market conditions can vary across the broader metro region.