Market Overview
Home Prices in Flemingsburg, KY
The median home value in Flemingsburg, KY is $173,933 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 1% compared to a year ago and up 7.9% from two years prior.
Compared to the U.S. national median of $410,000, homes in Flemingsburg are priced58% below average.
Over the past five years, Flemingsburg home values have risen by approximately50.4%, reflecting strong long-term appreciation in this market.
Price History
Flemingsburg Home Price Trend
2020
$100,281
$100K
—
2021
$115,662
$116K
+15.3%
2022
$136,704
$137K
+18.2%
2023
$145,415
$145K
+6.4%
2024
$162,691
$163K
+11.9%
2025
$175,620
$176K
+7.9%
2026
$173,933
$174K
-1.0%
City Comparison
Flemingsburg vs. National Median
🏠 Flemingsburg
$173,933
National Median
$410,000
At $173,933, homes in Flemingsburg cost 58% below the national median of $410,000. This makes Flemingsburg a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Flemingsburg?
20% Down Payment
$34,787
on $173,933
Monthly P&I
$907/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,152/mo
incl. taxes & insurance
Income Needed
$46,080
gross annual (30% rule)
10% Down Option
$17,393
+ PMI applies
Loan Amount (20% dn)
$139,146
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Flemingsburg, KY?
The median home value in Flemingsburg is $173,933 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 1% year-over-year.
How much have home prices changed in Flemingsburg?
Over the past year, home values in Flemingsburg have decreased by 1%. Over five years, prices have risen approximately 50.4%.
How much do I need to earn to buy a home in Flemingsburg?
To comfortably afford the median home price of $173,933 with a 20% down payment ($34,787) at today's rates (6.8%), you'd need a gross annual income of approximately $46,080. This assumes keeping total housing costs at or below 30% of gross income.
How does Flemingsburg compare to the national average home price?
The national median home value is approximately $410,000. At $173,933, homes in Flemingsburg are 58% below the national average.