Market Overview
Home Prices in Fordsville, KY
The median home value in Fordsville, KY is $156,879 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 8.1% compared to a year ago and up 10.2% from two years prior.
Compared to the U.S. national median of $410,000, homes in Fordsville are priced62% below average. Fordsville is part of the Owensboro, KY metro area.
Over the past five years, Fordsville home values have risen by approximately2.6%, reflecting modest growth in this market.
Price History
Fordsville Home Price Trend
City Comparison
Fordsville vs. National Median
At $156,879, homes in Fordsville cost 62% below the national median of $410,000. This makes Fordsville a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Fordsville?
20% Down Payment
$31,376
on $156,879
Monthly P&I
$818/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,039/mo
incl. taxes & insurance
Income Needed
$41,560
gross annual (30% rule)
10% Down Option
$15,688
+ PMI applies
Loan Amount (20% dn)
$125,503
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Fordsville, KY?
The median home value in Fordsville is $156,879 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 8.1% year-over-year.
How much have home prices changed in Fordsville?
Over the past year, home values in Fordsville have decreased by 8.1%. Over five years, prices have risen approximately 2.6%.
How much do I need to earn to buy a home in Fordsville?
To comfortably afford the median home price of $156,879 with a 20% down payment ($31,376) at today's rates (6.8%), you'd need a gross annual income of approximately $41,560. This assumes keeping total housing costs at or below 30% of gross income.
How does Fordsville compare to the national average home price?
The national median home value is approximately $410,000. At $156,879, homes in Fordsville are 62% below the national average.
What metro area is Fordsville part of?
Fordsville is part of the Owensboro, KY metropolitan area. Home prices and market conditions can vary across the broader metro region.