Market Overview
Home Prices in Foster, KY
The median home value in Foster, KY is $241,884 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 9.1% compared to a year ago and up 0.5% from two years prior.
Compared to the U.S. national median of $410,000, homes in Foster are priced41% below average. Foster is part of the Cincinnati, OH-KY-IN metro area.
Over the past five years, Foster home values have risen by approximately26.2%, reflecting strong long-term appreciation in this market.
Price History
Foster Home Price Trend
City Comparison
Foster vs. National Median
At $241,884, homes in Foster cost 41% below the national median of $410,000. This makes Foster a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Foster?
20% Down Payment
$48,377
on $241,884
Monthly P&I
$1,262/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,603/mo
incl. taxes & insurance
Income Needed
$64,120
gross annual (30% rule)
10% Down Option
$24,188
+ PMI applies
Loan Amount (20% dn)
$193,507
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Foster, KY?
The median home value in Foster is $241,884 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 9.1% year-over-year.
How much have home prices changed in Foster?
Over the past year, home values in Foster have increased by 9.1%. Over five years, prices have risen approximately 26.2%.
How much do I need to earn to buy a home in Foster?
To comfortably afford the median home price of $241,884 with a 20% down payment ($48,377) at today's rates (6.8%), you'd need a gross annual income of approximately $64,120. This assumes keeping total housing costs at or below 30% of gross income.
How does Foster compare to the national average home price?
The national median home value is approximately $410,000. At $241,884, homes in Foster are 41% below the national average.
What metro area is Foster part of?
Foster is part of the Cincinnati, OH-KY-IN metropolitan area. Home prices and market conditions can vary across the broader metro region.