Market Overview
Home Prices in Frenchburg, KY
The median home value in Frenchburg, KY is $130,144 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 16.3% compared to a year ago and up 18.2% from two years prior.
Compared to the U.S. national median of $410,000, homes in Frenchburg are priced68% below average. Frenchburg is part of the Mount Sterling, KY metro area.
Over the past five years, Frenchburg home values have risen by approximately26.2%, reflecting strong long-term appreciation in this market.
Price History
Frenchburg Home Price Trend
City Comparison
Frenchburg vs. National Median
At $130,144, homes in Frenchburg cost 68% below the national median of $410,000. This makes Frenchburg a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Frenchburg?
20% Down Payment
$26,029
on $130,144
Monthly P&I
$679/mo
30-yr @ 6.8%
Total Monthly Est.
~$862/mo
incl. taxes & insurance
Income Needed
$34,480
gross annual (30% rule)
10% Down Option
$13,014
+ PMI applies
Loan Amount (20% dn)
$104,115
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Frenchburg, KY?
The median home value in Frenchburg is $130,144 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 16.3% year-over-year.
How much have home prices changed in Frenchburg?
Over the past year, home values in Frenchburg have decreased by 16.3%. Over five years, prices have risen approximately 26.2%.
How much do I need to earn to buy a home in Frenchburg?
To comfortably afford the median home price of $130,144 with a 20% down payment ($26,029) at today's rates (6.8%), you'd need a gross annual income of approximately $34,480. This assumes keeping total housing costs at or below 30% of gross income.
How does Frenchburg compare to the national average home price?
The national median home value is approximately $410,000. At $130,144, homes in Frenchburg are 68% below the national average.
What metro area is Frenchburg part of?
Frenchburg is part of the Mount Sterling, KY metropolitan area. Home prices and market conditions can vary across the broader metro region.