Market Overview
Home Prices in Garrison, KY
The median home value in Garrison, KY is $109,843 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 9.9% compared to a year ago and up 3.9% from two years prior.
Compared to the U.S. national median of $410,000, homes in Garrison are priced73% below average.
Over the past five years, Garrison home values have risen by approximately5.7%, reflecting steady appreciation in this market.
Price History
Garrison Home Price Trend
2020
$87,781
$88K
—
2021
$103,929
$104K
+18.4%
2022
$113,513
$114K
+9.2%
2023
$118,877
$119K
+4.7%
2024
$117,356
$117K
-1.3%
2025
$121,968
$122K
+3.9%
2026
$109,843
$110K
-9.9%
City Comparison
Garrison vs. National Median
🏠 Garrison
$109,843
National Median
$410,000
At $109,843, homes in Garrison cost 73% below the national median of $410,000. This makes Garrison a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Garrison?
20% Down Payment
$21,969
on $109,843
Monthly P&I
$573/mo
30-yr @ 6.8%
Total Monthly Est.
~$728/mo
incl. taxes & insurance
Income Needed
$29,120
gross annual (30% rule)
10% Down Option
$10,984
+ PMI applies
Loan Amount (20% dn)
$87,874
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Garrison, KY?
The median home value in Garrison is $109,843 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 9.9% year-over-year.
How much have home prices changed in Garrison?
Over the past year, home values in Garrison have decreased by 9.9%. Over five years, prices have risen approximately 5.7%.
How much do I need to earn to buy a home in Garrison?
To comfortably afford the median home price of $109,843 with a 20% down payment ($21,969) at today's rates (6.8%), you'd need a gross annual income of approximately $29,120. This assumes keeping total housing costs at or below 30% of gross income.
How does Garrison compare to the national average home price?
The national median home value is approximately $410,000. At $109,843, homes in Garrison are 73% below the national average.