Market Overview
Home Prices in Ghent, KY
The median home value in Ghent, KY is $200,224 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 1.1% compared to a year ago and up 11.7% from two years prior.
Compared to the U.S. national median of $410,000, homes in Ghent are priced51% below average. Ghent is part of the Cincinnati, OH-KY-IN metro area.
Over the past five years, Ghent home values have risen by approximately38.4%, reflecting strong long-term appreciation in this market.
Price History
Ghent Home Price Trend
City Comparison
Ghent vs. National Median
At $200,224, homes in Ghent cost 51% below the national median of $410,000. This makes Ghent a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Ghent?
20% Down Payment
$40,045
on $200,224
Monthly P&I
$1,044/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,326/mo
incl. taxes & insurance
Income Needed
$53,040
gross annual (30% rule)
10% Down Option
$20,022
+ PMI applies
Loan Amount (20% dn)
$160,179
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Ghent, KY?
The median home value in Ghent is $200,224 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 1.1% year-over-year.
How much have home prices changed in Ghent?
Over the past year, home values in Ghent have decreased by 1.1%. Over five years, prices have risen approximately 38.4%.
How much do I need to earn to buy a home in Ghent?
To comfortably afford the median home price of $200,224 with a 20% down payment ($40,045) at today's rates (6.8%), you'd need a gross annual income of approximately $53,040. This assumes keeping total housing costs at or below 30% of gross income.
How does Ghent compare to the national average home price?
The national median home value is approximately $410,000. At $200,224, homes in Ghent are 51% below the national average.
What metro area is Ghent part of?
Ghent is part of the Cincinnati, OH-KY-IN metropolitan area. Home prices and market conditions can vary across the broader metro region.