Market Overview
Home Prices in Hardyville, KY
The median home value in Hardyville, KY is $211,267 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 4% compared to a year ago and up 11.1% from two years prior.
Compared to the U.S. national median of $410,000, homes in Hardyville are priced48% below average. Hardyville is part of the Campbellsville, KY metro area.
Over the past five years, Hardyville home values have risen by approximately35.8%, reflecting strong long-term appreciation in this market.
Price History
Hardyville Home Price Trend
City Comparison
Hardyville vs. National Median
At $211,267, homes in Hardyville cost 48% below the national median of $410,000. This makes Hardyville a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Hardyville?
20% Down Payment
$42,253
on $211,267
Monthly P&I
$1,102/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,400/mo
incl. taxes & insurance
Income Needed
$56,000
gross annual (30% rule)
10% Down Option
$21,127
+ PMI applies
Loan Amount (20% dn)
$169,014
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Hardyville, KY?
The median home value in Hardyville is $211,267 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 4% year-over-year.
How much have home prices changed in Hardyville?
Over the past year, home values in Hardyville have decreased by 4%. Over five years, prices have risen approximately 35.8%.
How much do I need to earn to buy a home in Hardyville?
To comfortably afford the median home price of $211,267 with a 20% down payment ($42,253) at today's rates (6.8%), you'd need a gross annual income of approximately $56,000. This assumes keeping total housing costs at or below 30% of gross income.
How does Hardyville compare to the national average home price?
The national median home value is approximately $410,000. At $211,267, homes in Hardyville are 48% below the national average.
What metro area is Hardyville part of?
Hardyville is part of the Campbellsville, KY metropolitan area. Home prices and market conditions can vary across the broader metro region.