Market Overview
Home Prices in Harrodsburg, KY
The median home value in Harrodsburg, KY is $243,091 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 1.5% compared to a year ago and up 5.7% from two years prior.
Compared to the U.S. national median of $410,000, homes in Harrodsburg are priced41% below average.
Over the past five years, Harrodsburg home values have risen by approximately31.1%, reflecting strong long-term appreciation in this market.
Price History
Harrodsburg Home Price Trend
2020
$154,830
$155K
—
2021
$185,430
$185K
+19.8%
2022
$210,410
$210K
+13.5%
2023
$215,441
$215K
+2.4%
2024
$233,433
$233K
+8.4%
2025
$246,796
$247K
+5.7%
2026
$243,091
$243K
-1.5%
City Comparison
Harrodsburg vs. National Median
🏠 Harrodsburg
$243,091
National Median
$410,000
At $243,091, homes in Harrodsburg cost 41% below the national median of $410,000. This makes Harrodsburg a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Harrodsburg?
20% Down Payment
$48,618
on $243,091
Monthly P&I
$1,268/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,610/mo
incl. taxes & insurance
Income Needed
$64,400
gross annual (30% rule)
10% Down Option
$24,309
+ PMI applies
Loan Amount (20% dn)
$194,473
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Harrodsburg, KY?
The median home value in Harrodsburg is $243,091 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 1.5% year-over-year.
How much have home prices changed in Harrodsburg?
Over the past year, home values in Harrodsburg have decreased by 1.5%. Over five years, prices have risen approximately 31.1%.
How much do I need to earn to buy a home in Harrodsburg?
To comfortably afford the median home price of $243,091 with a 20% down payment ($48,618) at today's rates (6.8%), you'd need a gross annual income of approximately $64,400. This assumes keeping total housing costs at or below 30% of gross income.
How does Harrodsburg compare to the national average home price?
The national median home value is approximately $410,000. At $243,091, homes in Harrodsburg are 41% below the national average.