Market Overview
Home Prices in Helton, KY
The median home value in Helton, KY is $72,602 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 23.9% compared to a year ago and up 2.9% from two years prior.
Compared to the U.S. national median of $410,000, homes in Helton are priced82% below average. Helton is part of the Middlesborough, KY metro area.
Over the past five years, Helton home values have fallen by approximately10.6%, reflecting softening conditions in this market.
Price History
Helton Home Price Trend
City Comparison
Helton vs. National Median
At $72,602, homes in Helton cost 82% below the national median of $410,000. This makes Helton a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Helton?
20% Down Payment
$14,520
on $72,602
Monthly P&I
$379/mo
30-yr @ 6.8%
Total Monthly Est.
~$481/mo
incl. taxes & insurance
Income Needed
$19,240
gross annual (30% rule)
10% Down Option
$7,260
+ PMI applies
Loan Amount (20% dn)
$58,082
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Helton, KY?
The median home value in Helton is $72,602 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 23.9% year-over-year.
How much have home prices changed in Helton?
Over the past year, home values in Helton have decreased by 23.9%. Over five years, prices have fallen approximately 10.6%.
How much do I need to earn to buy a home in Helton?
To comfortably afford the median home price of $72,602 with a 20% down payment ($14,520) at today's rates (6.8%), you'd need a gross annual income of approximately $19,240. This assumes keeping total housing costs at or below 30% of gross income.
How does Helton compare to the national average home price?
The national median home value is approximately $410,000. At $72,602, homes in Helton are 82% below the national average.
What metro area is Helton part of?
Helton is part of the Middlesborough, KY metropolitan area. Home prices and market conditions can vary across the broader metro region.