Market Overview
Home Prices in Herndon, KY
The median home value in Herndon, KY is $255,059 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 1.1% compared to a year ago and up 6.5% from two years prior.
Compared to the U.S. national median of $410,000, homes in Herndon are priced38% below average. Herndon is part of the Clarksville, TN-KY metro area.
Over the past five years, Herndon home values have risen by approximately40.3%, reflecting strong long-term appreciation in this market.
Price History
Herndon Home Price Trend
City Comparison
Herndon vs. National Median
At $255,059, homes in Herndon cost 38% below the national median of $410,000. This makes Herndon a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Herndon?
20% Down Payment
$51,012
on $255,059
Monthly P&I
$1,330/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,689/mo
incl. taxes & insurance
Income Needed
$67,560
gross annual (30% rule)
10% Down Option
$25,506
+ PMI applies
Loan Amount (20% dn)
$204,047
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Herndon, KY?
The median home value in Herndon is $255,059 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 1.1% year-over-year.
How much have home prices changed in Herndon?
Over the past year, home values in Herndon have increased by 1.1%. Over five years, prices have risen approximately 40.3%.
How much do I need to earn to buy a home in Herndon?
To comfortably afford the median home price of $255,059 with a 20% down payment ($51,012) at today's rates (6.8%), you'd need a gross annual income of approximately $67,560. This assumes keeping total housing costs at or below 30% of gross income.
How does Herndon compare to the national average home price?
The national median home value is approximately $410,000. At $255,059, homes in Herndon are 38% below the national average.
What metro area is Herndon part of?
Herndon is part of the Clarksville, TN-KY metropolitan area. Home prices and market conditions can vary across the broader metro region.