Market Overview
Home Prices in Hi Hat, KY
The median home value in Hi Hat, KY is $55,645 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 36.2% compared to a year ago and down 4.3% from two years prior.
Compared to the U.S. national median of $410,000, homes in Hi Hat are priced86% below average.
Over the past five years, Hi Hat home values have fallen by approximately35.8%, reflecting softening conditions in this market.
Price History
Hi Hat Home Price Trend
2020
$75,289
$75K
—
2021
$86,619
$87K
+15.0%
2022
$90,882
$91K
+4.9%
2023
$93,585
$94K
+3.0%
2024
$91,186
$91K
-2.6%
2025
$87,237
$87K
-4.3%
2026
$55,645
$56K
-36.2%
City Comparison
Hi Hat vs. National Median
🏠 Hi Hat
$55,645
National Median
$410,000
At $55,645, homes in Hi Hat cost 86% below the national median of $410,000. This makes Hi Hat a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Hi Hat?
20% Down Payment
$11,129
on $55,645
Monthly P&I
$290/mo
30-yr @ 6.8%
Total Monthly Est.
~$368/mo
incl. taxes & insurance
Income Needed
$14,720
gross annual (30% rule)
10% Down Option
$5,565
+ PMI applies
Loan Amount (20% dn)
$44,516
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Hi Hat, KY?
The median home value in Hi Hat is $55,645 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 36.2% year-over-year.
How much have home prices changed in Hi Hat?
Over the past year, home values in Hi Hat have decreased by 36.2%. Over five years, prices have fallen approximately 35.8%.
How much do I need to earn to buy a home in Hi Hat?
To comfortably afford the median home price of $55,645 with a 20% down payment ($11,129) at today's rates (6.8%), you'd need a gross annual income of approximately $14,720. This assumes keeping total housing costs at or below 30% of gross income.
How does Hi Hat compare to the national average home price?
The national median home value is approximately $410,000. At $55,645, homes in Hi Hat are 86% below the national average.