Market Overview
Home Prices in Horse Branch, KY
The median home value in Horse Branch, KY is $141,621 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 7.9% compared to a year ago and up 9.6% from two years prior.
Compared to the U.S. national median of $410,000, homes in Horse Branch are priced65% below average.
Over the past five years, Horse Branch home values have risen by approximately16.4%, reflecting steady appreciation in this market.
Price History
Horse Branch Home Price Trend
2020
$103,650
$104K
—
2021
$121,634
$122K
+17.4%
2022
$135,849
$136K
+11.7%
2023
$131,844
$132K
-2.9%
2024
$140,281
$140K
+6.4%
2025
$153,761
$154K
+9.6%
2026
$141,621
$142K
-7.9%
City Comparison
Horse Branch vs. National Median
🏠 Horse Branch
$141,621
National Median
$410,000
At $141,621, homes in Horse Branch cost 65% below the national median of $410,000. This makes Horse Branch a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Horse Branch?
20% Down Payment
$28,324
on $141,621
Monthly P&I
$739/mo
30-yr @ 6.8%
Total Monthly Est.
~$939/mo
incl. taxes & insurance
Income Needed
$37,560
gross annual (30% rule)
10% Down Option
$14,162
+ PMI applies
Loan Amount (20% dn)
$113,297
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Horse Branch, KY?
The median home value in Horse Branch is $141,621 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 7.9% year-over-year.
How much have home prices changed in Horse Branch?
Over the past year, home values in Horse Branch have decreased by 7.9%. Over five years, prices have risen approximately 16.4%.
How much do I need to earn to buy a home in Horse Branch?
To comfortably afford the median home price of $141,621 with a 20% down payment ($28,324) at today's rates (6.8%), you'd need a gross annual income of approximately $37,560. This assumes keeping total housing costs at or below 30% of gross income.
How does Horse Branch compare to the national average home price?
The national median home value is approximately $410,000. At $141,621, homes in Horse Branch are 65% below the national average.